Terms of Service

1. Eligibility

You must be at least 18 years of age to use the Platform. By using STIMP, you represent and warrant that you meet this requirement and that you have the legal capacity to enter into a binding agreement. Access to certain features — including The Clubhouse member network — requires an invitation from an existing member and approval by STIMP. We reserve the right to decline or revoke access at our sole discretion.

2. Accounts

To access the full features of the Platform, you must create an account. You agree to provide accurate, current, and complete information during registration and to keep your account information up to date. You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. You agree to notify us immediately at admin@stimp.club if you suspect unauthorized access to your account. You may not create an account on behalf of another person, share your account with others, or transfer your account to any third party.

3. Referral and Application Process

Access to The Clubhouse is currently granted by referral only. To apply, you must receive an invitation from a current STIMP member. Submission of an application does not guarantee admission. STIMP reviews all applications and reserves the right to approve or deny access at its sole discretion, without obligation to provide a reason.

By referring another user to the Platform, you represent that you have a genuine personal or professional relationship with that individual and that you believe in good faith that they will comply with these Terms. You are not permitted to refer individuals in exchange for payment or other compensation outside of STIMP's official referral program.

4. Membership and Payments

Certain features of the Platform, including The Clubhouse, require a paid annual membership. By purchasing a membership, you authorize STIMP to charge the applicable fee to your designated payment method on a recurring annual basis unless you cancel prior to the renewal date. All fees are stated in U.S. dollars. Membership fees are non-refundable except as required by applicable law or as expressly stated in our refund policy.

STIMP reserves the right to change membership pricing at any time, with notice provided to existing members prior to their next renewal date. Founding member pricing, where applicable, is locked for the lifetime of the member's continuous membership. Cancellation and reinstatement will forfeit founding member pricing.

5. User Content

5.1 Your Content

The Platform allows users to submit, post, and share content including course ratings, rankings, tags, club fee data, profile information, and other materials (“User Content”). You retain ownership of your User Content. By submitting User Content, you grant STIMP a non-exclusive, worldwide, royalty-free, sublicensable license to use, store, display, reproduce, and distribute that content in connection with operating and improving the Platform.

5.2 Content Standards

You agree not to submit User Content that:

• Is false, misleading, or submitted in bad faith
• Violates any third party's intellectual property, privacy, or other rights
• Is defamatory, harassing, threatening, or abusive
• Contains spam, solicitations, or unauthorized commercial communications
• Violates any applicable law or regulation

5.3 Club Fee Data

When contributing private club fee data to The Index, you represent that the information you submit is accurate to the best of your knowledge and reflects your own firsthand experience as a member or guest of the relevant club. STIMP does not independently verify submitted fee data and is not responsible for inaccuracies. Submitting knowingly false fee data is a violation of these Terms and may result in account suspension or termination.

5.4 STIMP Ratings

Course ratings and STIMP Ratings generated through your activity on the Platform are contributed to the community and may be displayed publicly or in aggregate. You acknowledge that your personal ratings may inform composite scores visible to other users.

6. Prohibited Conduct

You agree not to:

• Use the Platform for any unlawful purpose or in violation of these Terms
• Attempt to gain unauthorized access to any part of the Platform or another user's account
• Scrape, crawl, or otherwise extract data from the Platform without our express written permission
• Reverse engineer, decompile, or attempt to derive source code from the Platform
• Use the Platform to transmit malware, viruses, or other harmful code
• Impersonate any person or entity or misrepresent your affiliation with any club or organization
• Manipulate ratings, rankings, or STIMP Scores through artificial means
• Harass, threaten, or harm other users
• Use the Platform for commercial solicitation without STIMP's prior written consent

7. Privacy and Data

Your use of the Platform is also governed by our Privacy Policy, which is incorporated into these Terms by reference. By using STIMP, you consent to the collection, use, and sharing of your information as described in the Privacy Policy. We do not sell your personal information to third parties. Club fee data you contribute is shared with other verified members as part of The Index contribution mechanic described in these Terms.

8. Intellectual Property

All content, features, and functionality of the Platform — including but not limited to the STIMP name, logo, design, software, database architecture, and compiled course and club data — are the exclusive property of STIMP Inc. and are protected by applicable intellectual property laws. Nothing in these Terms grants you any right to use STIMP's trademarks, logos, or other proprietary materials without our prior written consent.

9. Copyright and DMCA

STIMP respects intellectual property rights. If you believe that content on the Platform infringes your copyright, please send a written notice to admin@stimp.club that includes:

• A description of the copyrighted work you claim has been infringed
• The URL or specific location of the allegedly infringing content on the Platform
• Your contact information (name, address, phone number, and email)
• A statement that you have a good faith belief that the use is not authorized by the copyright owner
• A statement, under penalty of perjury, that the information in your notice is accurate and that you are the copyright owner or authorized to act on their behalf
• Your electronic or physical signature

STIMP will respond to valid DMCA notices in accordance with applicable law and reserves the right to remove content and terminate accounts of repeat infringers.

10. Disclaimers

The Platform is provided “as is” and “as available” without warranties of any kind, express or implied. STIMP does not warrant that the Platform will be uninterrupted, error-free, or free of harmful components. We make no warranties regarding the accuracy, completeness, or reliability of any content on the Platform, including user-contributed data such as club fee information.

Course data, ratings, and club fee information on the Platform are provided for informational purposes only. STIMP does not guarantee the accuracy of any club or course information and is not responsible for decisions made based on that information.

11. Limitation of Liability

To the fullest extent permitted by law, STIMP Inc. and its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the Platform, even if advised of the possibility of such damages. In no event shall STIMP's total liability to you for all claims arising out of or related to these Terms or the Platform exceed the greater of (a) the amount you paid to STIMP in the twelve months preceding the claim, or (b) one hundred dollars ($100).

12. Indemnification

You agree to indemnify, defend, and hold harmless STIMP Inc. and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses — including reasonable attorneys' fees — arising out of or in any way connected with your access to or use of the Platform, your User Content, or your violation of these Terms.

13. Dispute Resolution and Arbitration

13.1 Informal Resolution

Before initiating any formal dispute, you agree to contact STIMP at admin@stimp.club and attempt to resolve the issue informally. We will make reasonable efforts to resolve disputes within 30 days of receiving written notice.

13.2 Binding Arbitration

If informal resolution fails, any dispute, claim, or controversy arising out of or relating to these Terms or the Platform shall be resolved by binding individual arbitration administered by the American Arbitration Association (“AAA”) under its Consumer Arbitration Rules. The arbitration shall be conducted in Delaware. The arbitrator's decision shall be final and binding and may be entered as a judgment in any court of competent jurisdiction.

13.3 Class Action Waiver

You and STIMP agree that each may bring claims against the other only in an individual capacity and not as a plaintiff or class member in any purported class, collective, or representative proceeding. The arbitrator may not consolidate more than one person's claims.

13.4 Exceptions

Nothing in this section prevents either party from seeking injunctive or other equitable relief in a court of competent jurisdiction to protect intellectual property rights or prevent unauthorized use of the Platform.

14. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of law principles. To the extent any dispute is not subject to arbitration, you consent to the exclusive jurisdiction of the state and federal courts located in Delaware.

15. Termination

STIMP reserves the right to suspend or terminate your account and access to the Platform at any time, with or without notice, for conduct that we believe violates these Terms or is harmful to other users, the Platform, or STIMP's interests. You may close your account at any time by contacting us at admin@stimp.club. Upon termination, your right to use the Platform ceases immediately. Provisions that by their nature should survive termination — including intellectual property, disclaimers, limitations of liability, and dispute resolution — will survive.

16. Changes to These Terms

We may update these Terms from time to time. When we do, we will revise the effective date at the top of this page and, for material changes, notify members via email or a notice on the Platform. Your continued use of the Platform after changes take effect constitutes your acceptance of the revised Terms.

17. Miscellaneous

These Terms, together with the Privacy Policy and any additional terms applicable to specific features, constitute the entire agreement between you and STIMP with respect to the Platform and supersede all prior agreements. If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in full force and effect. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. You may not assign your rights or obligations under these Terms without our prior written consent. STIMP may assign its rights and obligations freely.